Empower the Next Generation

Everyone is chasing younger consumers. An often-overlooked solution is private student loans. It’s a $130 billion market that grew 71% in the past decade, outpacing the rate of growth for auto loans, credit cards, and mortgages*. (*source: Student Borrower Protection Center, Federal Reserve Survey of Consumer Finances)

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eBook:
Network Lending: A Better Way for Credit Unions to Optimize Liquidity Managment

Cross-Selling Opportunities to Maximize Lifetime Value


The rising cost of tuition makes it increasingly necessary for students to take out private student loans to finance their education. When 1/5 of people stay with the financial institution, they opened their first account with (an average of 14 years), you can’t afford not to appeal to this demographic. And if you don’t help them, someone else will.
(*source: The Lifetime Value of a Student Loan Relationship)

66%

of borrowers added more products*

40%

took out mortgage or home equity loans*

+$650k

to bottom line, from 100-borrower pool*

The Lifetime Value of a Student Loan Relationship

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Flexible Liquidity Options

Originate or participate at 10%+ stake. We also offer white-label programs with tailored parameters at 100% ownership.

Benefits of Private Student Loans


BOOST RETURNS

Put your capital to work as you diversify, manage, and optimize your loan programs. Obtain portfolio liquidity through our networks. 

REDUCE RISK

Our dedicated compliance team protects you from the point of origination through disbursement, servicing, and repayment.

ENHANCE YOUR LENDING

From swift online decisioning to seamless loan origination and servicing, we equip you with the tools for efficient and effective student lending.

ATTRACT THE NEXT GENERATION

You need younger consumers to sustain and grow. This is a great option to get them in the door and begin building a long-lasting relationship.

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How LendKey Delivers Success


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DEMAND GENERATION

Leverage your brand and take advantage of our digital marketing tools to drive highly qualified leads and increase your loan volume.

LOAN ORIGINATION

Our digital origination process lets you review applications, electronic signature, and account verification, and automate fund disbursement.

LIQUIDITY MANAGEMENT

Lend the way you want. Buy loan participations, retain loans on the balance sheet, or choose to sell whole or fractional loans in real time.

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ONLINE DECISIONING

Quick digital application process and instant online decisioning.

FULL LOAN SERVICING

We service your loan portfolio with invoicing, payment processing and remittance, and ongoing reporting.

BALANCE SHEET MANAGEMENT

Visualize the impact of a loan trading decision on your balance sheet, net interest income, and risk profile.

EXPERT TEAM

Industry veterans, dedicated to taking care of your audiences and serving as a true steward of your brand.


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A Trusted Partner

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CrossState preferred partner logo
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Partner with Us

Contact our expert team today to explore partnership opportunities and drive your success.

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