Since 2009, credit unions and banks have partnered with LendKey to assist borrowers by offering various loan options through our digital platform. Our mission is to improve lives through lending made simple.

LendKey’s application process is streamlined and simple, and our partners offer competitive interest rates. Our goal is to improve lives with lending made simple. The lenders we partner with are predominantly credit unions and community banks that prioritize customer service and member satisfaction. These lenders have the advantage of our digital platform automating much of the loan process, allowing them to pass the savings along to you!

Yes, we can refinance private and federal student loans together that were taken out in your name as the student borrower. Please be advised that there are specific benefits that come with federal loans such as loan forgiveness and income-based repayment options, you will be forfeiting your eligibility for receiving those benefits when you refinance with a private lender.

Refinancing your federal loan(s) on our website means that you will lose current and future federal student loan benefits that you may be eligible for. If you have federal student loans, we strongly recommend reviewing your current and potential future benefits before refinancing. More information about the federal student loan program can be found at http://studentloans.gov.

You can check your rates with LendKey without impacting your credit using the “check your rate” tool. Checking your rates will show you the rates and terms you may qualify for. If you select a loan option and decide to submit the application, a hard credit inquiry will be performed which may impact your credit. It is important to be mindful of how many credit applications you are submitting.

Yes, after you have been conditionally approved, you can select which specific loans you want to refinance. We will then update the loan amount based on the loans you have selected and provided documentation for. Please be advised that your final loan amount of all the loans combined you want to refinance will need to exceed the $5,000 minimum requirement (Except if you are a resident of AZ: $10,001; CT: $15,001; MA: $6,000).

The minimum loan amount is $5,000 (Except if you are a resident of AZ: $10,001; CT: $50,001; MA: $6,000).