Digital Lending Blog

News and insights from the leading digital lending solution

Digital Lending Blog

News and insights from the leading digital lending solution

Insights

optimism and growth

Bright Signs for Consumer Lending

After years of financial turbulence, high costs of borrowing, and deposit outflow, realistically there’s no “normal” for financial services to return to. Experts increasingly accept that volatility is a constant and there’s more grey than black and white.

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financial growth data

Year-End Falls Flat, but Reason for Optimism in 2025

While some challenges will undoubtedly persist into 2025, industry insiders are cautiously optimistic about the year ahead, buoyed by anticipated regulatory shifts, the promise of renewed economic stability, and the opportunity to embrace evolving deposit strategies.

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New Year, New Administration: Same As It Ever Was?

With the New Year beckoning a new political administration, LendKey spoke with John McKechnie—a nearly 40-year veteran of Capitol Hill, the credit union system, and a seasoned lobbyist—about what credit unions can expect in 2025. Here are his top three takeaways.

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credit scoring

Serving the “Credit Invisible” within the United States

More than 45 Million individuals in the U.S., specifically immigrants and people with limited credit histories, find themselves excluded from mainstream financial services due to insufficient credit records. Known as “credit invisible” or “unscorable,” they face significant barriers when trying to access loans, mortgages, and other financial products.

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February 3, 2025

Bright Signs for Consumer Lending

After years of financial turbulence, high costs of borrowing, and deposit outflow, realistically there’s no “normal” for financial services to…
Featured image for “Year-End Falls Flat, but Reason for Optimism in 2025”
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News

Karen-French-LendKey
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May 6, 2024

10 Best Student Debt Solutions for 2024

Student loans allow more individuals to realize their educational, occupational, and financial potential. But high student debt payments after graduation…

Barb Romito

Top 25 Lending Technology Companies
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March 27, 2024

The Role Lending Can Play in Savings

During a session on “Deposit Growth and Retention Strategies in a Falling Rate Environment” at America’s Credit Unions Strategic Growth…

Michelle Asher

Karen-French-LendKey

LendKey SVP of Product Karen French on Build vs. Buy podcast

Karen French, SVP of Product at LendKey, joins Mang-Git to discuss her journey from banking to product management, the complexities of loan products, and the build versus buy decision-making process. Karen shares insights on how LendKey connects borrowers with credit unions, the importance of quick-to-market solutions, and balancing innovation with technology integration.

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10 Best Student Debt Solutions for 2024

Student loans allow more individuals to realize their educational, occupational, and financial potential. But high student debt payments after graduation can reduce financial flexibility and discourage many from taking full advantage of their credentials.

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Top 25 Lending Technology Companies

The Top 25 Lending Technology Companies of 2024

The Financial Technology Report is pleased to announce The Top 25 Lending Technology Companies of 2024. From consumer credit and cryptocurrency to small business loans, the fintech sector is experiencing a spur of innovation in part driven by advancements in AI. This wave of progress has driven both startups and legacy companies to introduce new solutions in consumer and business banking. The companies being recognized on this year’s list have consistently demonstrated an ability to anticipate and adapt to evolving trends and to offer market leading solutions to their customers.

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Ent CU sells $54M loan pool through LendKey’s ALIRO platform

Ent Credit Union said Tuesday it has sold $54 million in unsecured personal loans to an institutional investor. Ent ($9.8 billion in assets, 533,480 members), headquartered in Colorado Springs, Colo., has raised cash and helped reduce its loan-to-share ratio through loan sales. LendKey, a Cincinnati company that offers digital network lending, facilitated the $54 million whole loan portfolio sale, which closed in March through LendKey’s ALIRO loan trading platform.

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The Role Lending Can Play in Savings

During a session on “Deposit Growth and Retention Strategies in a Falling Rate Environment” at America’s Credit Unions Strategic Growth Conference, Vince Passione, CEO and founder of Lendkey, noted credit union core deposits saw record growth in 2023.

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